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 enlarge | Author: Suze Orman
Publisher: Spiegel & Grau
Category: Book
List Price: $24.95
Buy New: $12.99
You Save: $11.96 (48%)
New (73) Used (40) Collectible (8) from $11.63
Rating:  285 reviews
Sales Rank: 325
Media: Hardcover
Number Of Items: 1
Pages: 272
Shipping Weight (lbs): 1.1
Dimensions (in): 9.3 x 6.1 x 1.2
ISBN: 0385519311
Dewey Decimal Number: 332.0240082
EAN: 9780385519311
ASIN: 0385519311
Publication Date: February 27, 2007
Availability: Usually ships in 1-2 business days
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| Customer Reviews:
 Not a great source for financial information March 2, 2007
22 out of 61 found this review helpful
Suze Orman needs to focus on specifics rather than continuing to act like an expert in everything financial. The act has gotten old.
Trite March 2, 2007
24 out of 61 found this review helpful
I don't know why Suze Orman is heralded as a financial guru. She isn't. There are many, many other books that have real financial advice. This book is not one of them.
 This Can Help Anybody March 1, 2007
29 out of 50 found this review helpful
Instead of just reiterating the A's and B's and do's and don'ts this
review will note one of the aspects of this latest book by Suze
Orman: the "why." Why was it written and published and why is it
being bought by so many, including me (a guy)? It's because of the
state of affairs we're in. Partly because of intentional political,
corporate, and institutional planning. Partly because of our
lackadaisical attitudes towards these institutions and their actions. Partly because of our own behavior.
This book is targeted to a particular demographic. As noted, this is
partly because women are working and providing so much for themselves
and their households. And the now-common concept of divorce often
leaves women (and men) in difficult financial circumstances. As a
whole, I perceive American women the same as males in contemporary
fiscal terms. Similar to the majority of Americans. There are more
similarities than differences about this financial solvency....or
insolvency that is. And I include myself in the latter.
In general, I think this book is important because we're all aware
that the switch from Defined Benefit (DB) to Defined Contribution
(DC) has now brought the majority of Americans into the DC "plans."
And, a lot of this book's advice is targeted towards the tens of
millions that don't have enough, if anything, left over after the
month to pay themselves. The 401K is plagued and riddled with hidden
fees, corruption, and outright theft. Yes, theft.
When I first heard, read, and saw Suze Orman I assumed she was just
another pop-culture media savvy salesperson posing as a guru. In
part, she is this. Yet, I think she's from a different mold. I think
her approach, style, and way she communicates to readers and callers
puts her way above the rest in this field of folks that are doing
this. Note that Orman was working as a waitress in a bakery when she
was 29 years old in California. And, there are a lot of others
putting out books, and doing shows on TV and the radio. However I do
think her recent deal with a large company for women to
Dollar-Cost-Average (DCA) into is a bit....commercial.
I don't think women have a dysfunctional relationship with money.
Most people do in America: regardless of gender, socio-economic
status, or region. Those who made note of her marital status have an
axe to grind, and the financial arena is not the place for it. Focus
on the finances, folks.
Orman provides mostly common knowledge. Simply doing financial
calculations on the web by plugging in the amount, average interest
rate of return, and time period will give one a general idea of what
they'll have (or how much they'll lack).
Important to note is the frequency of compounding.
Daily-Monthly-Quarterly-Annual. (Many bonds are semi-annual.)
Weekly, monthly, or annually, compounding ends up making a
significant difference in a portfolio and these calculations can be
done on many internet sites, which even include projected tax rates.
(Note the real gains vs. the marketing statements made by funds and
firms.)
One example of a computer doing the work for us that are
'statistically challenged.' Continuous compounding is not the most
common, but here is the most simplistic formulas among many:
One example of the many formulas I'd rather have the computer do is:
r-continuous = 1n(1+r)
Priceless reference for women March 1, 2007
32 out of 42 found this review helpful
Every woman has a responsibility to educate herself and her daughters in money management, financial responsibility, and financial investment. When I was growing up this was a "man's business" and no one talked to girls about finance. We do ourselves and our daughters a disservice.
Ms. Orman's newest book takes her wisdom and proven advice and applies it to a gender desperately in need of it. A valuable reference for those who want to know more about money matters and how to teach it to our children. As usual, Suze knows best! Use this book to build a better future for yourself, and to plan ahead for your children!
It Works March 1, 2007
218 out of 228 found this review helpful
First of all, I like Suze Orman because her previous books have actually helped me go from not much money to a nice nest egg in an amazingly short time. Her advice works. She encourages you to ask yourself and your spouse the right questions--and I was really surprised at the answers sometimes. I even went on to become a financial advisor for others because of the knowledge and experience I gained from Orman's first book. And, even though I have been a financial advisor, I still bought this book. Why? For one thing, it has current information about laws and changes that will happen as far in the future as 2010. And for another, the large majority of people who came to me for advice were women. Women who had been suddenly divorced or widowed and who didn't know what to do. That is NOT the time to have to take a crash course in finances. But, that's usually what it takes.
"Women and Money" is loaded with action steps that anyone can do. This latest book is divided into 8 chapters, including "For Women Only", "Imagine What's Possible", "No Shame, No Blame", "You Are Not On Sale", "The 8 Qualities of a Wealthy Woman", "The Save Yourself Plan", "The Commitments", and "Say Your Name". These chapter titles do not indicate how much real information is given--this is not just an "ideas to get you started" book. Orman gives a month by month description of things for women to do to put themselves in a good financial position. She has boxed information entitled, "I Would Be Thrilled If You..." and then gives specific things to do. She also has an Action Plan for each month of her 5 month plan. And, there is an opportunity to open an account and save for a year, after which you would be given $100 (assuming you follow the plan--which is not hard!) She's already found a way to make you more money! (The offer is good between the dates of 2/27/07 and 3/31/08)
It's not that hard to do and it works. It really does. Thank you again, Suzy!
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